First Party No-Fault Claims Owed by your AUTOMOBILE INSURER
Allowable Expenses (Medical)
Allowable Expenses (Medical)
Allowable Expenses (Medical)
Under the Michigan No-Fault Act, allowable expenses refer to the costs incurred for medical treatment, mileage and attendant care services, that are reasonable and necessary for the injured party's care, recovery or rehabilitation.
Work Loss Benefits
Allowable Expenses (Medical)
Allowable Expenses (Medical)
Benefits payable for loss of wages and income that would have been paid had the person not been injured in the motor vehicle accident. Temporarily unemployed individuals are eligible. A party is eligible for 3 years from the date of the accident.
Replacement Service Benefits
Allowable Expenses (Medical)
Replacement Service Benefits
Benefits payable for services incurred for ordinary and necessary services such as household chores and tasks that had they not been injured, would have been performed by the person. This benefit does not exceed $20 per day in total.
Requirements
Replacement Service Benefits
1st party benefits require the injury to arise from the ownership, operation, use or maintenance of a motor vehicle. !st party benefits are available regardless of fault in an accident.
Best Practices
Maintaining proper management of your claim is complicated and full of pitfalls. This includes maintaining accurate records, documentation, as well as making accurate statements that will protect your rights. This is much more difficult than most would imagine.
Representation
Claims are easy until they're not. Oxymoron? Sounds like it, until you experience it....and then it could be too late. Legal representation is vital from the time of accident until the settlement of your claim.